Powerful features for every forex bureau
A comprehensive platform designed to handle every aspect of your foreign exchange operations.
Process currency transactions with confidence
Handle purchases and sales with automated rate calculations, real-time profit tracking, and robust approval workflows.
- Buy & sell rate management with spreads
- Real-time profit calculation
- Configurable approval workflows
- Automated receipt generation
- Multi-currency batches — several currencies in one visit, one receipt, one approval, per-line discounts and fees
International money transfers made simple
Manage inward and outward remittances with multiple service providers, delivery methods, and complete regulatory tracking.
- Send & receive international transfers
- Multiple delivery methods
- Provider credit accounts — running balances, available credit, and printable statements
- Flat, percent, or tiered provider fee models
- Source of funds tracking
Profit you can prove, on every remittance
Remittance providers keep their books in their own currency — most systems guess what that means in yours. FX3Fair doesn't guess. Every settlement, claim, and payment is recorded as the amount pair on the provider's own statement, so every cent of cost — and every cent of profit — traces back to a statement line.
- Provider credit accounts with running balances and printable statements
- Statement-verifiable cost basis — operators type amounts, never rates; rates are always derived and shown
- A provider reference number on every settlement, claim, and payment
- Credit-line and balance-funded providers handled by the same ledger
- One recording, both books: provider payments book the bank entry and the account credit together — no double keying, ever
- Cancellations reverse the money automatically — the till and the provider account, not just the status
Know your customers, stay compliant
Comprehensive KYC management with document verification, duplicate detection, and complete transaction history for every customer.
- KYC verification workflow
- Intelligent duplicate detection
- Customer transaction limits
- Encrypted document storage
Compliance that works for you, not against you
Stop worrying about regulatory requirements. FX3Fair handles compliance automatically so you can focus on serving your customers.
- Regulatory compliance built-in
- AML/CFT monitoring
- P&L that separates FX profit from fee income — one currency, never mixed
- Ledger reports for cash, bank, and provider accounts — each printable with running balances
- A full suite of regulatory and operational reports
- Complete audit trail
Always know your inventory
Track multi-currency stock levels in real time across all branches with automated cost calculations and threshold alerts.
- Multi-currency stock tracking
- Inter-branch transfers
- Stock alerts & thresholds
- Daily cash count & variance
Suva Main
$1,840
42 txns today
Nadi Airport
$1,260
31 txns today
Lautoka
$520
14 txns today
Labasa
$220
8 txns today
Combined Profit
$3,840
Total Transactions
95
From one branch to enterprise scale
Whether you have one branch or twenty, FX3Fair scales with your business while keeping everything under centralized control.
- Centralized management
- Branch-level reporting
- User permissions per branch
- Stock allocation & transfers
Built for bureau-to-bureau trading
Serve wholesale clients alongside retail customers with a dedicated client category designed for high-volume, business-to-business foreign exchange.
- Forex-dealer-licence KYC for wholesale clients
- Company-level receipts with business name and TIN
- Entity owner verification
- Multi-currency batch transactions with itemized receipts
- One bank payment for the whole batch — one ledger entry, one clean reversal if cancelled
Run the whole bureau, not just the till
FX3Fair goes beyond the counter with the financial controls a bureau needs day to day — no separate spreadsheets or side systems required.
- Firm loans with payment tracking
- Income & expense entries with document uploads and approvals
- Bank accounts with deposit, withdrawal, and transfer ledgers
- Per-teller cash boxes with tally, variance detection, and settlement
Every rate deliberate, every change accountable
Set rates with confidence using live reference rates and configurable spreads — with controls that stop a bad rate before it reaches the counter.
- Suggested buy/sell rates from configurable spreads
- Deviation thresholds that require justification or block outright
- Maker-checker rate approval
- Historical rate snapshots
Four layers of protection on every transaction
Compliance is enforced by mechanics, not memos. Each transaction passes through layered checks tuned to the requirements of your regulator.
- Four-layer limits: cumulative, per-transaction, customer overrides, central-bank thresholds
- Prohibited-country screening and duplicate customer detection
- Tax-clearance tracking
- Document expiry enforcement
- Class-aware approval thresholds — separate limits for individual, premium, corporate, and wholesale clients
- Cross-currency guards — an amount that matches a figure in the wrong currency is refused before it books
- Auto-filled statement pairs — tellers type only what the statement says; the system derives the rest
More capabilities, included in every plan
Beyond the headline features, FX3Fair ships with the details that make daily operations smoother.
Special discounts engine
Preferred pricing for valued customers, with a dedicated Discounts report and full audit trail.
150+ currencies
Supported out of the box — ready to trade on day one.
5 role-based dashboards
Purpose-built views from teller operations to company-wide oversight.
Envelope encryption
Four independent data-category keys with zero-downtime key rotation.
Day open/close discipline
Structured opening and closing procedures with daily balance snapshots.
In-app support & guides
Ticketing, workflow guides, and customer concern tracking built into the app.
Data portability
Export and import your data at any time. It is yours — no lock-in.
Fast by measurement
Server responses measured in milliseconds, not seconds — on every screen.
Bank-grade security for your business
Your data is protected by enterprise-level security features designed for the financial services industry.
Your own dedicated instance. Your data stays yours.
Every bureau runs its own isolated FX3Fair instance with its own database and its own encryption keys — never a shared multi-tenant database. Customer records, KYC documents, transaction history, rates, and your profit figures live only in your instance. They are never shared — not with other bureaus, and not even with us. We receive only the operational data needed to run the service — license usage, error diagnostics, and the support tickets you raise. Your customers and your figures never leave your instance.
Multi-factor authentication
TOTP-based multi-factor authentication — mandatory for critical roles, enforceable for every user.
Role-based access control
130+ granular permissions with customizable roles. Users only see and do what they are authorized to.
AES-256 encryption
Identity documents encrypted at rest. All data transmitted over HTTPS/TLS. Passwords hashed with bcrypt.
Complete audit trail
Every action logged with user, timestamp, and IP address. 7-year minimum retention for compliance.
Rate limiting
Intelligent rate limiting on login attempts, MFA verification, and transaction submissions to prevent abuse.
Session management
PCI-aligned idle timeout signs users out automatically after a period of inactivity. HTTP-only cookies prevent JavaScript access.
See all features in action
Schedule a personalized demo to see how FX3Fair can work for your bureau.